Wednesday, April 21, 2010

Let's see what Insurance Law have to say!

Jailed for biting off ear of lover’s husband

A TECHNICIAN who bit off the ear of his lover’s husband was jailed seven years and given eight strokes of the rotan by a court in Singapore.

China Press reported that the 42-year-old technician, who is a bachelor, committed the offence on June 18 last year at a Housing Development Board flat.

The technician’s lover had brought him back to her flat without realising that her husband was home. There was an argument between the two men which led to a fight and the biting of the ear.

The technician was arrested the same day.


Let's have this situation to think that, let's say the husband did purchased a life insurance. And probably he didn't know that his ears is so fragile (just joking) and let's don put sueing as part of the deal yet, will the insurance company be paying for his hospitality and services/treatment for his ears?

If you purchase life insurance, I have to say sorry but he won't be able to claim that. As this is considered as Personal Accident, and it shall be in another package called General Insurance, or you have to attach this plan as a rider to Life Insurance. How complicated it is? But sadly, this is true because judging from other point of view, this is an accident and is not something that we expect all living humans will have in their entire life. Thus, be smart in picking your insurance package! hehe..

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